Workers Comp Education

Workers Comp Disability Rating

Workers Comp Disability Rating Explained

The last thing anybody wants is to be involved in a workplace accident that causes a serious injury. However, when such accidents do take place, having loads of facts and information on hand can allow all parties to work through the ever-so-complicated insurance and legal systems. In such cases, determining the extent of someone’s injury […]

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Toolbox Talks

5 Reasons to Use Toolbox Talks

The Bureau of Labor Statistics reported 2.8 million non-fatal workplace injuries in 2019. Unfortunately, up to 5,333 U.S. workers die on the job due to fatal injuries, including forklift-related hazards, loading docks and conveyors, and handling hazardous materials. Thus, workplace safety should be one the top of every employer’s list. In this blog post, we’ll discuss

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How to reduce my Experience Modification Factor

How Can I Reduce my Experience Modification Factor?

The experience modification factor (EMF), or X Mod, is the number that represents your company’s likelihood of having injuries in the future, based upon your company’s prior claims experience. The Experience Mod takes into account your company’s size and industry and assigns a safety score (or X mod)  in regards to your workers’ compensation insurance

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