What is the Experience Mod?
The Experience Mod, also known as the experience modification factor, experience mod, x mod, and EMR, is the number that
PREVENTING WINTERTIME SLIPS, TRIPS AND FALLS IN CONSTRUCTION
Many hazards that can lead to worker injury can be found in the construction industry. In addition to the safety
2024 WORKERS’ COMPENSATION INSURANCE MARKET OUTLOOK
Despite its strengths, the market navigates through several challenges. Inflationary pressures, particularly in medical and wage sectors, are slowing the rise in claims costs but remain a concern
The Importance of Return to Work Programs
At Mod Advisor, we help businesses navigate the complexities of workplace management and calculate the return on investment (ROI) of Return to Work Programs. Mod Advisor can offer a clear view of the economic impact of RTW Programs.
Important Updates to the NCCI’s Experience Rating Plan Methodology
We are committed to keeping you informed about crucial changes in the insurance industry and how workers compensation changes impact
What to Include in a Workers’ Compensation Risk Management Program
Workers’ compensation claims can be costly. According to data from the National Safety Council (NSC), the average cost of a
Workers Experience and Workplace Injuries
3 Key Takeaways Introduction to Workers Experience The US is experiencing historically low unemployment rates, leading to an influx of
Workers Compensation for Subcontractors: Will You Be Charged?
If your business has a workers’ compensation policy and you use subcontractors on a frequent basis, will you be charged
The Impact of Claim Reserves on Your Experience Modification Rate
If your company has employees and injuries are a possibility, understanding the nuances of insurance can make a significant difference
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