
What is a Minimum Experience Mod?
As an employer, you want to pay as little as possible in workers comp premiums. This is where minimum experience

How Can I Reduce my Experience Modification Factor?
The experience modification factor (EMF), or X Mod, is the number that represents your company’s likelihood of having injuries in

What is an X-Mod?
An X-Mod, also known as the experience modification factor, experience mod, and EMR, is the number that represents a company’s

Mod Advisor Update: June 20
Mod Analysis Software Updates Added the ability to select an account to be a client or prospect Now users can

Mod Advisor Update: May 31
Mod Analysis Software Updates The following rating data has been updated in MA – Effective 7/1/22 Arkansas, Massachusetts, Montana, South

Mod Advisor Update: May 9
Our last update was March 3rd, a lot has happened since then! Here are some of the improvements we have

Mod Advisor Updates: March 3
Improvements We added credit processing to MN and to NCCI States. A “how-to” video was added to the library explaining

Mod Advisor Updates: Feb. 4
Improvements Added a video to “how to” page on how to select a producer to appear on the report cover
Want to learn the latest about work comp?
Subscribe to our Latest Blogs & Newsletter.
