What Is a Good Experience Mod Rate?
The worker’s compensation experience modification rate is a number insurance companies use to help determine workers comp premiums – it
5 Reasons to Use Toolbox Talks
The Bureau of Labor Statistics reported 2.8 million non-fatal workplace injuries in 2019. Unfortunately, up to 5,333 U.S. workers die
Controlling Workers Compensation Cost – Case Study
This is a case study that explains how an agent helped their client control their workers compensation cost. PROBLEM A
The Importance of a Mod Audit – Case Study 
A mod audit can make all of the difference when it comes to workers compensation costs. Check out this case
Mod Advisor Update: Aug 5
Mod Analysis Software Updates Allow for Wisconsin Bureau Worksheet Import Designed new Wisconsin Bureau Report Consistent date formatting updated Report
What is a Minimum Experience Mod?
As an employer, you want to pay as little as possible in workers comp premiums. This is where minimum experience
How Can I Reduce my Experience Modification Factor?
The experience modification factor (EMF), or X Mod, is the number that represents your company’s likelihood of having injuries in
What is an X-Mod?
An X-Mod, also known as the experience modification factor, experience mod, and EMR, is the number that represents a company’s
Mod Advisor Update: June 20
Mod Analysis Software Updates Added the ability to select an account to be a client or prospect Now users can
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