When you file a work comp claim as an employer, several things can happen to your workers’ compensation policy. Here’s what typically happens when you file a claim: It’s essential to promptly report workplace injuries or illnesses to your workers’ compensation insurance carrier to ensure a smooth claims process. Failure to report claims in a […]
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How do you find a class code? A work comp class code is typically a 4 digit number that is a representation of the type of work that you do. These codes are state specific and the largest repository of this data is the National Council on Compensation Insurance (NCCI), an association that maintains this
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Understanding workers compensation cost per employee is generally valuable for planning, risk management, and compliance purposes. Your business may want to calculate workers’ compensation costs per employee for the following reasons: Let’s break it down. Determining Cost To figure out how much workers’ compensation insurance will cost, you might need to talk to your work
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As an employer, it is crucial to assess the risk of heat stress to employees and ensure their safety. There are two main factors that contribute to the risk of heat-related illness: This blog offers guidance on managing these specific risks so employers can make well-informed choices. OSHA (Occupational Safety and Health Administration) also provides
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Every day, employees behind the wheel play a critical role in the success and safety of your company. To empower and motivate them towards practicing safe driving habits, implementing a robust safe driver incentive program can help. Safety incentive programs can be an important part of an effective loss control program and it protects the
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Creating a safe and secure work environment is not just a legal obligation; it is also an ethical responsibility that every employer must uphold. A well-protected workplace not only fosters productivity and employee morale but also demonstrates a genuine commitment to the well-being of your most valuable asset – your workforce. In this blog post,
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Working outdoors exposes individuals to various environmental factors, including heat exposure, which can significantly increase the risk of dehydration. Dehydration can have detrimental effects on physical health, cognitive function, and overall well-being. Staying hydrated is key and should be a priority. You may have heard the saying “by the time a worker is thirsty, he
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When it comes to workers compensation, there is more to it than just premium. Every accident comes with direct costs and indirect costs – or sometimes known as hidden costs. The question you might be asking now is “how do indirect costs for workplace accidents impact companies?” Impacts of Indirect Costs: All these things leave
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Almost everyone owns cell phones nowadays, and for many of us, they have become an essential part of our lives! Our dependency on cell phones can distract us from workplace tasks, one of these tasks is driving. The National Highway Transportation Safety Administration (NHTSA) defines distracted driving as “any activity that diverts attention from driving”,
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Many times, companies typically think of workers compensation as a policy they must purchase and don’t really give much thought as to how to handle workplace injuries. This may give rise to future problems if the policy is not written correctly or doesn’t cover all the exposures. One example of this is surrounding work that
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