As a business who may have a few claims or wants to prioritize safety culture, it is important to perform a quarterly work comp claim review. These meetings help make sure that there is a constant stream of communication between stakeholders and there is transparency and trust in the process. While there is no one size […]
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A nurse triage program can help employees who get injured on the job and minimize employer costs related to workers’ compensation. Here is what you need to know about nurse triage programs. What is nurse triage? Nurse triage is a hotline that employees can call to report workplace injuries as soon as possible. The triage
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Key Takeaways If you are a business that purchases workers compensation and typically spends more than $4,500 annually, you’ll receive an experience modifier that can alter your premium. Here’s the cheat sheet for the experience rating worksheet that will be used to calculate your experience modifier. Essential Knowledge What Is The Experience Modifier? The experience
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The experience mod is a key factor when it comes to worker’s compensation. If you are looking for more information on why an experience mod is important or what exactly it does, we’ll tackle some basic questions here. Here are 4 basic x-mod questions: 1. What is a mod? The mod is also called the
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An experience mod is a number used to help determine workers comp rates. The higher the mod, the more companies will pay in work comp premium. So, what goes into determining that number? The major factor is claim’s history. In this post, we will talk about that history and provide a visual timeline to make
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If you are a business owner, HR, or work comp agent – keeping safety top of mind is key. So, what is going on in the workplace safety world? The U.S. Bureau of Labor Statistics (BLS) recently released U.S. worker accident statistics for 2021, today we are going to go over the numbers. Truthfully, the
Workplace Fatalities on the Rise Read More »
A nurse triage program enables employees to call a medical professional for guidance. They report their injury and immediately get directions on what to do next. For example, a worker who slips and falls while mopping the floor will be assessed over the phone and advised whether to visit a medical professional or get some
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As an insurance agent, you are the work comp expert. Your clients expect you to show them the signs for workers compensation fraud. If you help your client lay the groundwork for detecting work comp fraud, you can be the hero that they need! In today’s post, we will walk through work comp fraud warning
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A return-to-work program can play a vital role in your client’s safety program. As an insurance agent, you must explain why it could benefit the company. In today’s post, we will walk through the basics of what a return-to-work program is to help you explain it to your clients and prospects. The rest of this
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The last thing anybody wants is to be involved in a workplace accident that causes a serious injury. However, when such accidents do take place, having loads of facts and information on hand can allow all parties to work through the ever-so-complicated insurance and legal systems. In such cases, determining the extent of someone’s injury
Workers Comp Disability Rating Explained Read More »